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Payment Policy

1. Introduction

Thank you for choosing e.surv to find a provider for your level 2 survey report (and, if applicable, your valuation) as specified in the quote you have been given (“Report”). This Payment Policy sets out the terms of our engagement by You and will form the legally binding contract between Us along with the quote which has been provided to You via email.

This Payment Policy is important and contains information about what we are providing, together with details of Your rights and commitments. You should read this Payment Policy carefully and only confirm our instruction where You are happy.

We have tried to set out this document in an easy to read and understand format but if you do have any questions, please contact Us and we will be happy to help.

About e.surv Chartered Surveyors

We trade as e.surv Chartered Surveyors but our limited company name is e.surv Limited. Our registered company number is 02264161 and our address is Unit 1, Orion Park, Orion Way, Kettering NN15 6PP.

In these Terms and Conditions, any reference to “Us”, “We” or “Our” is a reference to e.surv Limited. Any reference to “You” and “Your” is to the person instructing Us to source the Report. Any reference to the “Property” is the property in respect of which you are seeking a Report, and which you have identified in the e.surv web page.

How can You contact e.surv Chartered Surveyors?

We are here to help so if you are unsure about anything, whether in relation to this contract or otherwise, please contact us for free on 0800 169 9661 (option 2) or [email protected] between 8.30 am and 6.00 pm, from Monday to Friday.

What service is e.surv providing?

We will provide a referral and payment service. We have arrangements with professional independent surveyors. We provide a quote for your Report and introduce You to a third party surveyor who is registered with and regulated by the Royal Institution of Chartered Surveyors (RICS) as described below (Surveyor), who will conduct the survey and provide the Report according to Your instructions. You make payment to Us and We will then pay the Surveyor their fee, less Our processing fee. Please see below under “Description of Service”.

How much will Our services cost?

We charge a processing fee for Our services. This is included in the quote which We provide to You. Please see “Charges and Terms of Payment” below.

Summary of some of Your key rights:

The Consumer Contracts (Information, Cancellations and Additional Charges) Regulations 2013 say that in most cases, you can cancel within 14 days. If you agree to the services will start within this time, you may be charged for what you’ve used.
The Consumer Rights Act 2015 says:
  • you can ask us to repeat or fix a service if it’s not carried out with reasonable care and skill, or get some money back if we can’t fix it
  • if a price hasn’t been agreed upfront, what you’re asked to pay must be reasonable
  • if a time hasn’t been agreed upfront, it must be carried out within a reasonable time.
This is a summary of some of your key rights. For detailed information from Citizen Advice please visit www.citizenadvice.org.uk or call 03454 04 05 06.
The information in this summary box summarises some of your key rights. It is not intended to replace the contract below, which you should read carefully.


2. Description of Our service

2.1 In summary We will do the following:

  • Identify a Surveyor who is independent from Us and who has indicated to Us that they can provide the Report for You;
  • Provide You with a quote for the Report which the Surveyor will produce based on the information You have provided. The quote will also include the amount We charge for Our services;
  • Introduce you to the Surveyor who will carry out a survey at the Property and produce the Report (“the Surveyor Services”). We will only introduce You to a Surveyor who has indicated to Us that they are registered with and regulated by RICS; and
  • Take payment from You for the price quoted (“Payment”). From that Payment We take Our processing fee and We pay the rest to the Surveyor for the Surveyor Services.

2.2 You have already provided to Us some personal and Property details in Our web page, to which these Terms and Conditions are linked. You agree that We shall pass to the Surveyor the personal and Property information which you have provided to Us. We pass this to the Surveyor for the purposes of the Surveyor carrying out the Surveyor Services. (Please see clause 10 below in relation to how We treat personal information.) Please note that if You opt out of this provision via the tick box on Our web page to which this payment policy is linked, We will not be able to provide Our services and no contract will be formed.

2.3 The Surveyor will contact You in relation to arranging an appointment for the survey to be carried out. The Surveyor will be able to give you an indication of timescales for preparing your Report. You will need to enter a separate contract with the Surveyor on the Surveyor’s terms of engagement, which will set out the scope of the Surveyor Services. Please ensure you are happy with the Surveyor’s terms of engagement; e.surv is not a party to them and has no input into them. You will not need to pay anything to the Surveyor because you will have already provided Payment to Us and We will pay the Surveyor for You.

2.4 For the avoidance of doubt, We are simply introducing You to the Surveyor and taking the Payment. We do not conduct the survey or produce the Report for You.

3. Charges and terms of Payment

3.1 We charge a processing fee for Our services. As stated above, the Payment which You make includes Our processing fee and the Surveyor’s fee for the Surveyor Services.

3.2 Your Payment is due in full to Us before we introduce You to the Surveyor and before the Surveyor carries out the Surveyor Services. We retain Our processing fee out of the Payment and pay the rest to the Surveyor for the Surveyor Services.

3.3 Your Payment is deemed to be Your acceptance of the quote and this contract.

3.4 No additional amount will be charged to You in respect of Our Services or the Surveyor Services, unless any information You have provided to Us proves to be inaccurate, incomplete or misleading. If You change any of the information provided after You have made Payment, and this change affects the cost of the Surveyor Services, We reserve the right to charge You an additional amount to cover that additional cost. If the information you have provided is discovered to be incorrect or misleading at the time the survey takes place and the Surveyor cancels the Surveyor Services in accordance with its terms of engagement, then no refund of the Payment will be due to You and this contract will terminate immediately.

4. Your obligations

4.1 You are responsible for checking that the personal and Property information which you have provided to Us is correct – We do not verify the information You provide before producing the quote. If the information is inaccurate, incomplete or misleading this may affect the cost of the Surveyor Services – please see section 3 above. If You need to change any of the information You have provided please contact Us on the contact details set out in the Introduction.

4.2 You are responsible for checking that You are happy with the Surveyor and Surveyor’s terms of engagement. You will enter into these terms directly with the Surveyor.

4.3 You agree to make the Payment to Us.

5. Conflict of interest

5.1 We are a member of the LSL Property Services plc group of companies (LSL Group) and details of other group companies can be found at www.lslps.co.uk/who-we-are/our-brands. An LSL Group company may or may not be involved with Your mortgage provider (if applicable). We are obliged to advise You of this potential for Conflict of Interest, however We are satisfied that we have information barriers and procedures in place to mitigate the risk of any such conflict causing a disadvantage to Your position and that proceeding is in the best interests of all those who are or may be affected. Should You choose to make Payment We will deem that as being Your informed consent to the potential for conflict.

6. Third party information

6.1 No one other than a party to this contract has any right to enforce any term of this contract.

7. Right to cancel and refunds

7.1 You have the right to cancel this contract within 14 days without giving any reason. However, You do not have the right to cancel if You request for Us to start providing Our services during the cancellation period and Our services are fully performed during this period (i.e. the introduction is completed and Payment is taken).

7.2 The cancellation period will expire after 14 days from the day of the conclusion of the contract.

7.3 To exercise the right to cancel, You must inform Us of Your decision to cancel this contract by a clear statement (e.g., a letter sent by post or email) using the contact details set out in the Introduction. To meet the cancellation deadline, it is sufficient for You to give us Your communication concerning your exercise of the right to cancel before the cancellation period has expired. Following such cancellation We will reimburse the Payment to You without undue delay and in any event no later than 14 days after We received Your notice of cancellation.

7.4 We will not start providing the services during the 14-day cancellation period unless You ask Us to by completing the tick box on Our web page to which this payment policy is linked. We are not obliged to accept Your request. By completing the tick box, You acknowledge that You will lose your right to cancel this Contract once the services are fully performed.

7.5 If You request us to immediately begin Our services, and You then wish to cancel Our services, then:

  1. We shall be entitled to retain the amount of Our fee that is in proportion to the services which We had performed before We received Your cancellation. Where We had fully performed Our services You will not be entitled to a refund of that part of the Payment which relates to Our fee, but it is transferable to another product or another service where available; and
  2. refunds of that part of the Payment which relate to Surveyor Services will be governed by the Surveyor’s terms and conditions. If any such refund is due to You, the Surveyor will let Us know and We will then make the refund to You on behalf of the Surveyor.

7.6 Clauses 7.5 a) and b) also apply if the 14 day cancellation period has expired and You then wish to cancel the services.

7.7 Where We have performed Our services but You do not accept the Surveyor’s terms of engagement, We shall refund the Payment to You as soon as possible and this contract will then terminate automatically.

7.8 Where We have performed Our services but the Surveyor considers in their professional opinion that the requested Level 2 Survey is inappropriate, then as long as the information You have provided is accurate, complete and not misleading, We shall refund the Payment to You as soon as possible and this contract will then terminate automatically.

7.9 This does not affect the rights You have if Our services are faulty. A summary of these rights is provided at the top of this contract.

8. Our liability

8.1 We will not have any liability to You in any circumstances unless it has been proven that We are in breach of contract, or where it has been proven that We have breached a duty of care owed to You.

8.2 We do not provide the Surveyor Services. We give no warranties in relation to the Surveyor Services and We do not accept any responsibility or liability for the Surveyor Services. Your rights in respect of the Surveyor Services are against the Surveyor. Any complaint in relation to the Surveyor Services must be directed to the Surveyor in accordance with their complaints handling policy. That policy will be set out in the Surveyor’s terms of engagement.

8.3 If either You or We are in breach of the arrangements under this contract, neither of us will be responsible for any losses that the other suffers as a result, except those losses which are a foreseeable consequence of the breach.

8.4 We will also not be liable to You for any loss or damage caused by You. You will also be required to demonstrate any loss that You claim to have suffered and We will not be liable for any loss that You are unable to demonstrate.

9. Complaints and Faulty services

9.1 If there is any aspect of Our service with which You are not happy (including complaints about our bills), please visit Our website (www.esurv.co.uk) for details of Our complaints procedure.

9.2 Your legal rights under the Consumer Rights Act 2015 (also known as ‘statutory rights’) are set out at the top of this payment policy. They are a summary of some of Your key rights. For more detailed information on Your rights and what You should expect from Us, please:

  1. speak with Our representative by calling the number set out in the Introduction section of this contract
  2. visit Our website: www.esurv.co.uk; or
  3. visit the Citizens Advice website www.citizensadvice.org.uk or call 03454 04 05 06.
  4. Nothing in this contract affects Your legal rights under the Consumer Rights Act 2015 (also known as ‘statutory rights’). You may also have other rights in law.
  5. If the services We have provided to You are faulty, please contact Us using the contact details in the Introduction above.

10. Your privacy and personal information

10.1 Where We obtain information about You, We will keep that information confidential and only share that information to the extent necessary to provide services to You. We will receive a copy of the Report from the Surveyor which We will store confidentially. The Report may be used by Us in carrying out quality control checks.

10.2 We may use any data that We collect or create in relation to the services for business analytics purposes in order to improve Our services.

10.3 Our Privacy Policy is available at https://www.esurv.co.uk/privacy-and-cookies/. Please refer to the Surveyor’s privacy notice for details of how it deals with Your information. The Surveyor will be able to direct you to its privacy notice.

10.4 Your privacy and personal information is important to Us. Any personal information that You provide to Us will be dealt with in line with Our Privacy Policy, which explains what personal information We collect from You, how and why We collect, store, use and share such information, Your rights in relation to Your personal information and how to contact Us and supervisory authorities if You have a query or complaint about the use of your personal information.

10.5 In summary, We will use the personal information You provide to Us:

  1. to refer you to a third party Surveyor, in order for that Surveyor carry out a survey of the Property and produce a Report for You; and
  2. if You agree to this during the order process, to give You information about other products and services that We or other members of the LSL Group provide, but You may stop receiving this at any time by contacting Us.

10.6 We may also pass your personal information to trusted third parties based in the UK, who assist specifically with providing Our service to you (e.g. IT platform providers). Please contact Us if You would like to receive a list of these trusted third parties.

11. Law and Jurisdiction

11.1 We will try to solve any disagreements quickly and efficiently. If you are not happy with the way We deal with any disagreement and You want to take court proceedings, You must do this in the English Courts and English law will apply.

Confirmation of instruction

By agreeing to this payment policy You acknowledge and agree:

  • You have read, understand and accept the “Description of Service” and the payment policy;
  • This contract relates solely to administrative referral and Payment services and does not relate to the Surveyor Services. We do not carry out the survey or produce the Report;
  • If You authorise Us to immediately refer You to a Surveyor, You accept that once You have been so referred, You will lose Your right to cancel during the 14 day “cooling off” period (as provided by the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013);
  • You are responsible for assessing the acceptability of the Surveyor and the Surveyor’s terms of engagement;
  • You are responsible for providing accurate information on which the quote is based;
  • You understand that e.surv is a member of the LSL Property Services plc group of companies (LSL Group) and that an LSL Group company may or may not be involved at some point with Your mortgage lender (if applicable). In some circumstances We may also be completing a separate report for a lender in this transaction; and
  • You authorise Us to share Your personal data with the Surveyor and process Your personal data in accordance with this payment policy.