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Equity Release Specialist

Remote, UK
Permanent Full-Time
JobID 19271

The opportunity

Trading since 1989, e.surv Chartered Surveyors is the UK's number one residential surveyor and the largest provider of property risk expertise and residential surveying services. To put it into numbers, we complete more than one property inspection every 12 seconds and employ over 600 surveyors from Land’s End to John O’Groats and Northern Ireland. This gives us the flexibility to offer nationwide coverage combined with invaluable local knowledge.

 

We're part of the LSL Property Services Group PLC, which includes household names Your Move and Reeds Rains as well as the mortgage network PRIMIS. We work with lenders, intermediaries, social housing entities and estate agents in addition to private customers.

We are now recruiting for an Equity Release Specialist.

 

The role would suit an experienced underwriter with detailed knowledge of Equity Release looking for a new opportunity. Reporting to the Head of Equity Release, you will work alongside a team of Surveyors who specialise in this area.  You will interact with Equity Release lenders, our Field Operations department and the wider Technical, and Quality team to drive knowledge and understanding within e.surv of lender expectations.  Your underwriting knowledge together with our surveyors’ technical skills will support the highest standard of report completion from our surveyors throughout the UK.

You'll also be actively involved in report mapping and guidance notes updates to ensure that lender reporting requirements are current

Main Accountabilities: 

  • Maintain and enhance e.surv’s inward facing Equity Release specialist contact for Surveyors.
  • Deliver outward facing technical support to our Equity Release clients to build strong relationships and to support investigations into pre and post valuation queries.
  • Identify the need for, and support testing of new workflows, mapping and new technologies.
  • Monitor and react to industry news/policy changes/updates, providing internal communications, guidance notes and training where necessary.
  • Aid Area Managers and Strategic Relationship Managers in resolving escalated cases where specialist underwriting knowledge is required.
  • Work closely with Customer Care to mitigate against and reflect on indemnity claims and the Post Valuation Query team to reduce the number of queries into the business.
  • Attend industry forums (where applicable).
  • Input into the production of Blogs/tech papers to provide an underwriting perspective.
  • Input into the development of slide decks for internal and external presentations by the Equity Release Team (MS Power Point).
  • Aid the Communications Team to enable notifications to be issued to the wider business which provide clear confirmation of mapping, policy and guidance changes.
  • Regular attendance and contribution to Area Manager meetings, where proportionate.
  • Support Learning and Development team in creating learning material covering a range of subjects relating to internal policies, statutory and regulatory changes. This may involve delivery of presentations/webinars to surveyors.

Essential Knowledge and Expertise: 

  • Detailed knowledge of the Equity Release market
  • Proven Equity Release underwriting experience
  • Knowledge of current and emerging trends in later life lending
  • Excellent communication skills
  • Good working IT skills including Outlook and Excel

Apply 

 

If you feel you match our requirements and are looking for your next career challenge, or for a confidential discussion on the full details of this role please contact Alka Tarafdar on 07751808563 or [email protected] – alternatively apply with your CV and covering letter for a quick response.

 

LSL Property Services are dedicated to protecting your data – our Recruitment Privacy Notice can be viewed HERE

 

PRE EMPLOYMENT SCREENING - All of our employees have to pass a Criminal Records Disclosure and Credit Referencing Process in order to work with our lender clients, if you are unsure on this, ask the team and we'll be happy to explain the process.

 

e.surv is an equal opportunity and Disability Confident employer, dedicated to building a diverse and inclusive workplace. We welcome applications from people of all abilities and backgrounds, and we do not discriminate based on disability or individual needs. If you require any reasonable adjustments during the recruitment process, please let us know.

 

What’s on offer?

A Rewarding Package

Market-leading salary & generous incentive package

Company Car Offering

Car allowance or company car options from a range of premium brands

Diverse and Consistent Workload

A great variety of work in every postcode

Work From Anywhere

Home-based working with our cutting-edge iPad technology

Tools for Success

We’ll provide you with everything you need and more to support your activities

Flexible Benefits

Private healthcare, pension scheme top ups, retail vouchers, Income Protection and Critical Illness cover

Invest in Your Growth

Keep your professional development on track with paid RICS membership and fully covered CPD requirements

Share Our Success

Become a true partner in our growth with access to SAYE and BAYE share investment plans

Investing in you

Our people are at the core of everything we do. We invest to provide efficiencies, enabling our surveyors to spend more time sharing their expert advice. We make a conscious effort for continuous growth and development of our people.

Frequently asked questions

Whether you’re buying a house, thinking of buying a house or just keen to understand more about the home buying process, you’re in the right place. We’ve been helping homebuyers for over 30 years and have national coverage with local experts.

  • What are the benefits of a HomePlus Home Survey Report?

    The HomePlus Digital Survey is a fully interactive, digital report, delivered directly to, and accessible on, your device. It offers much more than the standard Level 2:

    Defects and areas of concern are given a traffic light rating – so you can quickly review the “Red Lights”.

    It includes Energy Saving Trust information about the property’s probable energy costs, carbon emissions, proposed energy improvements and their potential savings.

    It also includes local area information, including schools, crime rates and broadband facilities.

    There are links to Checkatrade tradespeople, so you can obtain quotes for any repair or maintenance work.

    As the report is digital, you get instant access, and can move through the information more easily. You can zoom in on images, so you can see what the surveyor is reporting.

    You access the HomePlus Home Survey online, so it is delivered quickly and directly. And when it is available, your surveyor will book a call with you to talk you through the main items and discuss any concerns.

  • How much does a HomePlus or RICS Level 2 Home Survey cost?

    The value is far greater than the cost. The cost of an RICS Level 2 Home Survey varies depending on factors such as size and value of the property being surveyed. However, typically the cost ranges from £400 – £800+. It’s important to remember that this cost is an investment in your future. By having all available information about your potential new home before committing to purchasing it, you can make sure you don’t end up with costly surprises down the line.

    As a digital offering, the HomePlus digital survey costs less than the Level 1, Level 2 and Level 3 surveys.

  • How does it differ from the RICS Level 1 Report?

    The RICS Level 1 was formerly known as a condition report. It provides a basic inspection and report into the condition of a property. It is not as indepth as a Level 2 or Level 3.

    Your RICS surveyor will NOT give their professional opinion or advice on issues, repairs or maintenance, as they would for higher level surveys. They will only report on the condition.

    This is a paper-based/pdf report, and is not digitally interactive, unlike a HomePlus survey.

  • How does it differ from the RICS Level 3 Report?

    The RICS Level 3 Home Survey was formerly known as a Building Survey. It does NOT include a valuation, but does provide a more comprehensive report, going into more detail. If required, the Level 3 may test services (plumbing, electrics, heating) and give an indication into the cost of repair work.

    If your property is particularly old, or neglected, or significantly altered or extended, you may need a RICS Level 3 report – the Level 2 may not be adequate.

    The Level 3 is a paper-based/pdf, and not a digitally interactive report.

    Give us a call to discuss your needs on 08001699661.

Take your next step
We want to help our people to be the best version they can through a supportive culture, access to personal development and continuous improvement of our practices. If you'd like to be part of that apply now.