Mortgage Valuation

A Mortgage Valuation report is prepared for your lender to help them decide if your house is one that they want to lend on.

To be clear, a Mortgage Valuation only answers the questions the Lender has, as to whether the property offers suitable security for your loan. It doesn't answer any questions that may be important to you or your own personal interests, and doesn't tell you the condition of your property. Your Lender is not obliged to provide you with a copy of the mortgage valuation report and when we undertake a valuation on behalf of your Lender, generally we are unable to discuss the content of the report with you directly.

More information on Mortgage Valuations and how Lenders use them can be found in our Information Centre, which you can visit by clicking here.